Then every day, with every financial decision you make, remind yourself that there are 2 main methods to achieving that goal.

It is a simple concept: Make more (revenue) and spend less (costs). The more money you accumulate, the more you have to invest, which increases your wealth and helps you get rich.

We learned a long time ago, that with some effort, we could save 50% of our meager incomes in order to save money for a down payment on an investment property or to add to our investment accounts.

You may ask, what does that have to do with this great bread machine?

As regular readers of this blog know, I LOVE bargains and believe you can get pretty much everything at reduced prices if you search for them.

The less you spend- the more you have to save and invest!

Long ago, I discovered the gold mine of estate sales and garage sales!  I have been amazed at what people have sold and the fantastic stuff I have been able to buy for a song.

Recently, I spotted this brand new, never used Williams-Sonoma bread machine at a garage sale.

The woman running the sale said her husband had given it to her as a Christmas gift several years ago and she had never used it! She no longer had the box or the instruction book, and that’s why she had it priced at $10!

I asked her if she would take $5 and she happily said Yes!  This terrific Williams-Sonoma item probably sells for $100 or more!

After I paid her, I asked her “If you didn’t want it, why didn’t you take it back, get the money and buy something else?” She said, “Oh I didn’t want to hurt his feelings.”

I said “The money he spent belonged to both of you–doesn’t that seem nuts to basically throw away $100?” She said “Yeah, I guess so.”

So, thanks to her and her husband I now have a brand new bread machine!  There are bargains like this everywhere!

At another yard sale, all books were priced at 50¢ and I found this terrific Bread Machine book!

So now for the cost of one loaf of gourmet bread--I have a terrific machine that will make me countless loaves of fresh bread!

The money I save will be invested in appreciating assets that will build wealth!

The savings all add up!

A loaf is baking right now! Yummm!