Posted by M.S. on August 27, 2009
Dollar stores can be a great economical source for a wide variety of items including food, household items, cleaning supplies, gadgets, school supplies,wrapping paper, greeting cards, and much much more.
Shop Smart Magazine , published by the editors of Consumer Reports, recently sent mystery shoppers into dollar stores across the country. What they found was somewhat shocking and something you should consider before your next trip to a dollar store!
First, what they discovered was that roughly 77% of the items in many dollar stores cost more than a dollar! It’s easy to get caught up in the buying frenzy, thinking you’re getting a super bargain, so you do need to practice restraint in the store.
One surprising fact that may influence your buying decision, is that many dollar stores will not accept coupons or returns. Many dollar stores also will not accept credit cards.
The mystery shoppers at ShopSmart Magazine compared the prices and quality of 11 household products and compared those same products with items purchased elsewhere.
Included in the pricing comparison was heavy duty aluminum foil, gift wrapping paper and supplies, and cotton rounds. Each of these items was found to be a good value for the money, based on the price and quality of the product.
Several items that the ShopSmart Magazine investigators tested, turned out to actually be more expensive or of a lesser quality than would be readily available at a Target, Wal-Mart, Walgreens or CVS stores, particularly if you used coupons at the other stores.
Those items included tissue wrapping paper and birthday candles, which they noted were consistently cheaper at Wal-Mart. Of course, shopping the sales at the other superstores and using your coupons could wind up lowering your prices on those items dramatically!
Another interesting discovery by dollar store investigators, was the fact that there were some expired medicines and food products being sold, including items for children. Customers have reported incidences of expired or leaky batteries purchased at dollar stores.
Investigators also found numerous items that could be dangerous to children, including toys with small parts which could be choking hazards. According to investigators, be especially careful of older toy items being sold, which could possess high levels of lead paint. Customers also reported issues with lighters not turning off, and fire hazards with Tiki torches.
All in all great the dollar stores are a great place to get great bargains! But it does pay to be selective and careful when shopping.
Posted by M.S. on July 15, 2009
Is the Summer heat starting to get to you?
How about a little diversion, where you can be entertained, for very little, or no money?
Would you be interested to know how you can watch television shows & movies & listen to music for free?
Check out this marvelous totally free website for listening to music on your computer: Pandora.com
You can build your own playlists, called stations, on Pandora.com to listen to music based on artist, style, or a particular song.
It is described as the “Music Genome Project” because they make recommendations of music based on the artist or song that you choose.
Pandora.com is totally free and worth a look!
Another terrific website for your Summer viewing pleasure is called www.Hulu.com
Their website describes Hulu.com as a free online video service that offers access to hit TV shows anytime, including Family Guy, 30 Rock, and the Daily Show with Jon Stewart, etc.
Current and vintage movies and documentaries are also available for viewing, including National Geographic specials.
And it’s all free! How can you not like that?
Of course, most people are familiar with www.YouTube.com where people share their videos with the world!
You can watch everything from classic Michael Jackson music videos to current news, politics and sports.
There are even how to videos showing everything from hanging wallpaper to applying makeup.
Check it out! www.YouTube.com
One of my absolute favorite frugal places to rent current movies is www.Redbox.com
Redbox vending machines are typically found in grocery stores and drugstores, which makes it perfect for grabbing a movie when you are out running errands.
The price is right too! Movies can be rented for only $1 a night. You can even go online to the Redbox website and reserve a movie, so you know it’s available when you get to the vending machine.
Relax–you deserve it!
Check out my posts on the DealDivas blog in the Charlotte Observer newspaper for more great frugal tips!
Posted by M.S. on July 1, 2009
Want to have lots of fun this 4th of July and save some money at the same time?
Be sure and check out the guest posts I have been writing for the Charlotte Observer Newspaper in a series called “Hot Summer Savings, 2 Weeks to Save You Money”.
Read about lots of money savings ideas including how to get free money through coupons and discounts, travel the world without breaking the bank, and undertake a fabulous and frugal home makeover.
Read about the terrific items I found on a recent visit to a Habitat for Humanity ReStore.
Included is this brand new pedestal sink for $ 22! Wow!
It’s time to get going on that bathroom project!
I LOVE this fabulous Black chest of drawers I found for $ 25!
Give a room a whole new look for very little money!
Read much more at the Charlotte Observer.
Posted by M.S. on June 9, 2009
Would you be interested to learn exactly how to make up to $500,000 TAX FREE doing makeovers on real estate?
I thought so!
Did you know that since 1997, up to $250,000 in profit ($500,000 for a married couple) on the sale of a home, is exempt from taxation if you have lived in the home as your principal residence for two out of the last five years?
A friend of mine told me several years ago she and her husband have done this exact thing many times and she showed me step by step exactly how they accomplished this. These ideas have been incorporated into my own homes and I will showcase the process I used over the next several weeks.
Basically, the right house must meet specific criteria. The property must have great potential as a primary residence, be in a terrific location and need a makeover. Increase the market value of the real estate by adding character & value through improvements, landscaping and decorating. In essence, make it look like a model home.
Live in it for 2 years, market the heck out of it, sell it and repeat the process! You can do this too! Especially in the current real estate market where there are fabulous deals!
Today, we demonstrate great ways to add value to your home with inexpensive & easy to do custom window treatments and blinds.
We purchased these faux wood blinds that fit on the inside of each window segment and are very easy to install. The length of the blind is adjustable by removing slats from the bottom that are not needed . This creates the custom look, since they fit exactly.
The US Post Office sent us a packet of coupons when we moved into our new home that included a 10% coupon good at Home Depot, which Lowe’s will also honor. We purchased all of the blinds with this coupon!
Our front door has a fan shaped window above the door and 2 very thin side windows. Custom blinds would have been required for this configuration and there was NO WAY I was going to pay $1,200, which is the quote I received from a blind company.
Instead, I bought 2 queen sized white bed sheets for $ 9 total, perfect because they are large with no seams, and I made simple pockets in each end.
I cut a wooden dowel rod to make tiny custom curtain rods and held them in place with 10¢ cup hooks from the hardware store.
The curved fan window treatment was very simple to make, using the same design with a bedsheet and sewing a rod pocket at each end. I measured the distance between the top edge of the window to the bottom edge and simply pieced together one long rectangle that I made pockets at each end and threaded through a $ 3 plastic drainage tube.
I used tubing because it’s pliable and it will curve. Pretty clever huh? I found this tubing in the garden department of the hardware store.
Voila a custom window treatment!
That would cost $500 to have a designer create that for you!
A door that leads to the patio has a long slender window. This time I used an aluminum blind purchased on sale at Wal-Mart, removed the extra slats at the bottom and it looks totally custom!
Home buyers love to be able to walk right into a property that looks like a Model Home and not do a thing!
They don’t know that you used inexpensive techniques to enhance and stage the property, so the value of your improvements goes right into your selling price!
You are making it easy for buyers to LOVE your property and thanks to a little effort, you are on your way to making great tax free money!
Posted by M.S. on May 24, 2009
Recently, I discovered fabulous printable grocery coupons at Kraftfoods.com to take with me when I went shopping for food at my favorite store, Wal mart!
Included were terrific coupons for Cool Whip, Philadelphia Cream Cheese, Ritz and Triscuit Crackers and more! Those were the things I love and wanted to get anyway!
While I was on the Kraft website, I came across this terrific Flag Cake recipe! It was so impressive looking, yet sounded super easy, so I decided to make it for our Memorial Day picnic!
Many of the ingredients in this patriotic cake were items I got with the coupons.
Most of these Kraft coupons gave me $1 off the price of the item and combined with the low prices at Wal-Mart, I was able to get them for practically nothing! That’s just the way I like it!
Last night we decided to take advantage of the FREE Birthday Entree that my husband had received in his e-mail from Moe’s!
If you sign up at Moe’s, they will send you a coupon around the time of your birthday and you get an entree absolutely FREE! Love that!
I have found the Moe’s Kid’s Size entrees are plenty for me & really not much smaller than the regular sized entrees. Plus–they are only $ 3.29 and you get a combo with a small drink and cookie! That brought the entire cost of our meal to $3.55 plus $1 we put in the tip jar! That’s only $4.55 for 2 people to eat dinner! What a deal!
This week we will be going to redeem our FREE coupon at Qdoba Mexican Grill for my husband’s Birthday Entree! They will send you a coupon for a Free meal if you sign up on their website!
Anyone have any other suggestions for great deals, freebies of any kind or FREE meals? Please share them with us!
Posted by M.S. on May 6, 2009
Wouldn’t it be amazing if, just because you asked, you were given a 25% reduction on the exact item you wanted to buy?
Well, that is precisely what happened to us recently! My husband and I had been searching for just the right rug to go in our kitchen. It had to be a certain style and color and lo and behold, we came upon it on our weekly trip to Costco. There were numerous rugs of this style and type, all wrapped up in a tight package, and then we spotted the exact rug in the color we wanted!
This rug was unrolled and our impression was that someone had purchased it, then returned it. It had no label and clearly had some lint on it, which indicated it had been tested out at someone’s home. As anyone who shops at Costco knows, you can return items to Costco with no questions asked. We assumed this was the case with this beautiful rug. We laid it out on the warehouse floor and looked it over carefully. It was flawless!
My husband said, “I wonder if they would give us a discount on the price since it is out of the original wrapping and has no paperwork with it?” We learned a fabulous maneuver long ago, after reading that Donald Trump said “He who mentions a price first, loses!” That meant we did not say how much we wanted as a reduction. We would leave that up to them. We could always attempt to negotiate the price if they didn’t offer to reduce it enough.
So, we found the store manager, who looked it over and said “I couldn’t take anymore than $ 75 off!” We were speechless! This was a $300 Wool 8′ by 10′ rug with nothing wrong with it except that it was out of the package– so that amounted to a 25% reduction!
My husband casually responded, “Well, I guess that’s okay. We’ll take it!”
It looks fabulous in our kitchen!
Are you beginning to see how easy it is to save money and gain wealth?
Posted by M.S. on May 1, 2009
Did you know that the moment a car is driven off the lot, it is worth alot LESS than when it was purchased 5 minutes earlier? One of the very best and easiest things you can do to save money, build wealth and get rich is to ONLY buy USED older model cars.
Remember the rule we have practiced for 32 years–We try to only invest in appreciating assets–NOT depreciating assets. Because our goal has been to save as much as possible, we have NEVER invested in new cars!
Buying used cars has put loads of extra money in our hands which we used to buy stocks, mutual funds and investment real estate. We’d rather gain wealth than try to impress other people and make automobile companies richer!
So, in keeping with that philosophy, 3 years ago we purchased a used company car, as it was about to be sent to the auto auction. The car is a 2002 Ford Taurus, it has 170,000 miles on it and we only paid a couple thousand dollars for it. It’s not super pretty, but it gets us where we want to go!
We figure we have saved $12,600 on that car in the past 3 years, since the average car payment is about $350 per month times 36 months = $12,600. Invest that money for 20 years and you’d have almost $60,000 if you could earn 8% on the money! The car still runs, so we are continuing to save money each month!
We’ll take the money rather than the new car or the admiring glances!
Click here to calculate what you can save.
